This account is just that: simple. It will give you the resources you need to manage
your day-to-day finances without a lot of complex requirements.
‡Some restrictions apply. Courtesy Pay is a non-contractual courtesy and is discretionary.
Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card
transactions or other withdrawals. Other, less expensive protection against overdrafts
may be available to you. Ask for details.
Your savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government.
Minimum opening balance requirement=$0
Monthly maintenance fee=$0
Non interest bearing account.
See
other
service fees that apply to all accounts.
This account is perfect for students under age 24.* You want choices, and that’s
what you’ll get with the Student Select account. Begin by choosing a debit card design. The
debit card is FREE and you’ll earn FREE CURewards™
points every time you use it for signature purchases.**
With your CURewards™ points, you can choose from a wide variety of merchandise
or travel rewards. We’ll give you an additional 2,500 CURewards™ points
just for opening a new Student Select account. Take a look at the online catalog now.
- No Minimum Balance or Monthly Fees
- 2,500 CURewards™ points
just for opening a new Student Select account.
- Your choice of
debit card design.
- An annual one-time $28 Non Sufficient Funds Fee (NSF) rebate (for
those times that you might accidentally become overdrawn).
- A FREE $100 VISA® gift card with each new secured loan of $15,000
or greater†
- Up to $10 per month in
ATM Surcharge Rebates†
- FREE Checks (our style, one box/order or $10 towards your choice)
- FREE Mobile Banking
- FREE Online Services (eBranch,
ePay, & eStatements)
- Shared Service Center Access
- Overdraft Protection‡
It's easy to open a Student Select account. You must have a valid student ID and
be age 24 or younger. There is no minimum opening balance required for this account.
Call or come in today.
* You must have a valid student ID and be age 24 or under to open the Student Select
Checking Account. At age 25, the Student Select Checking Account will convert to
a Simply Free Checking Account. Requires a primary Savings Account that maintains
your membership in the Credit Union.
** A signature purchase is one that you sign for as opposed to using your PIN. Sign
to earn CURewards™ points; use your PIN to get cash back. The debit card
doubles as your ATM card.
† Use debit card ten or more times for purchases in the previous 31 day period to
qualify. ATM Surcharge Rebates will be credited to the qualifying account at the
end of each calendar month in which ten or more debit card purchases were made.
‡ Some restrictions apply. Ask for details.
Your savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government.
Open your Student Select checking account for free.
Minimum balance requirement=$0
Monthly maintenance fee=$0
Student Select checking is a non interest bearing account.
See
other
service fees that apply to all accounts.
This account pays dividends and carries no service charge if your average daily
balance stays above $400.
† Use debit card ten or more times for purchases in the previous 31 day period to
qualify. ATM Surcharge Rebates will be credited to the qualifying account at the
end of each calendar month in which ten or more debit card purchases were made.
‡Some restrictions apply. Courtesy Pay is a non-contractual courtesy and is discretionary.
Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card
transactions or other withdrawals. Other, less expensive protection against overdrafts
may be available to you. Ask for details.
Your savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government.
Current Annual Percentage Yield:
0.10%
Current Dividend Rate:
0.10%
Minimum opening balance requirement=$100.
Monthly service fee $8 if average daily balance is below $400.00.
Dividends Compounded and Credited Monthly.
See
other
service fees that apply to all accounts.
This account is for members 50 years and older and it comes with special perks.
With this account, you receive a little "bump" in your dividend earnings with 10
additional basis points for Share Certificates. If you like to travel, look
into our Club:go where you
can travel with a group to places near and far.
† Use debit card ten or more times for purchases in the previous 31 day period to
qualify. ATM Surcharge Rebates will be credited to the qualifying account at the
end of each calendar month in which ten or more debit card purchases were made.
‡ Some restrictions apply. Courtesy Pay is a non-contractual courtesy and is discretionary.
Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card
transactions or other withdrawals. Other, less expensive protection against overdrafts
may be available to you. Ask for details.
Your savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government.
Current Annual Percentage Yield:
0.10%
Current Dividend Rate:
0.10%
Minimum opening balance requirement=$100
Monthly maintenance fee=$0
Dividends Compounded and Credited Monthly
See
other
service fees that apply to all accounts.
The Advantage Checking account is a tiered account designed for members who typically
have a high balance in their checking account.
† Use debit card ten or more times for purchases in the previous 31 day period to
qualify. ATM Surcharge Rebates will be credited to the qualifying account at the
end of each calendar month in which ten or more debit card purchases were made.
‡ Some restrictions apply. Courtesy Pay is a non-contractual courtesy and is discretionary.
Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card
transactions or other withdrawals. Other, less expensive protection against overdrafts
may be available to you. Ask for details.
Your savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government.
|
Type/Term
|
Annual Percentage Rate
|
Dividend Rate
|
|
$0 - $999
|
0.10%
|
0.10%
|
|
$1,000 - $9,999
|
0.10%
|
0.10%
|
|
$10,000 - $24,999
|
0.15%
|
0.15%
|
|
$25,000+
|
0.20%
|
0.20%
|
Minimum opening balance requirement=$5,000
Monthly maintenance fee of $10.00 per month if average daily balance is below $5,000.00
Dividends Compounded and Credited Monthly
See other
service fees that apply to all accounts.
|
Account Format
Be certain that you are using the correct account format when you set up transfers
from your checking account.
Here is an example of our MICR line information:
1 40 0001234567
A B C
A = Draft Type. 1 = Share, 2 = Loan or Line of Credit
B = Share ID. For example, 01 = Savings, 40 or 41 = Checking, 48
or 49 = Performance Fund (considered a checking account).
C = Your 10 digit account number. If the number is less than 10
digits, add leading zeros to the beginning of the number.
Our ABA/Routing and Transit Number is
303184652.