*Get 7.5% FIXED APR on Balance Transfers and Cash Advances made now through March
31, 2012. Move your high-interest rate balances to your new Platinum VISA credit
card. Rate FIXED for the life of the balance transferred.
We’ll even waive the 2% fee for this promotion.
Special Rate Details.
Get a little something back with our VISA® credit
card.
KU
Credit Union allows you to choose the card that fits you best. Whether that's a
Platinum VISA
® with a credit limit of $5,000 or above,
or a Classic VISA with a credit limit of less than $5,000 we have you covered.*
VISA Platinum
with CURewards™
|
VISA Classic
|
Credit Limit of $5,000 or More
|
Credit Limit of Less Than $5,000
|
9.50% - 12.50% - 15.50%
Variable APR
Based on Your Creditworthiness
See
Terms and Conditions for rate, fee, and other cost information.
|
9.50% - 12.50% - 15.50%
Variable APR
Based on Your Creditworthiness
See Terms and
Conditions for rate, fee, and other cost information.
|
- Earn one CURewards™ point for every
dollar spent on retail purchases.
- Earn double CURewards™
points when you have an Advantage Checking Account.
- Redeem your points for name brand merchandise or domestic and international travel.
You can even combine your points earned on your Platinum VISA card with those earned
using your Credit Union debit card for signature purchases and reach your goals
fast! Earn a reward for as few as 2,500 points.
- $0 FRAUD LIABILITY. You’re not responsible for unauthorized charges. We’ll even
call you if we see something suspicious on your account.
- A low variable interest rate
- A low 2% cash advance
- 25-day grace period
- 24-hour online account access
- 24-hour Voice Service for Credit Card Holders. Call (800) 449-7728. If you are traveling
outside the U.S. and your card is lost or stolen, call collect (410) 581-9994.
|
- $0 FRAUD LIABILITY. You’re not responsible for unauthorized charges. We’ll even
call you if we see something suspicious on your account.
- A low variable interest rate
- A low 2% cash advance
- 25-day grace period
- 24-hour online account access
- 24-hour Voice Service for Credit Card Holders. Call (800) 449-7728. If you are traveling
outside the U.S. and your card is lost or stolen, call collect (410) 581-9994.
|
*Please see Terms and Conditions for rate, fee, and other
cost information. All terms, including the APRs and fees, are subject to change
at any time, for any reason, in accordance with the Card Holder Agreement
and applicable law.
Prime Rate: Variable APRs are based on the 3.25% Prime Rate as of 04/01/2010. Variable
rates are subject to change on the first day of each calendar quarter (January,
April, July, October).
1 We add 6.25% to the Prime Rate to determine the APR for A, B, &
C credit; 9.25% to the Prime Rate to determine the APR for D credit; and 12.25%
to the Prime Rate to determine the APR for E credit. To receive A, B, or C credit
APR you need a credit score of 660 or higher; for D credit APR you need a credit
score of 620 – 659; for E credit APR you need a credit score of 619 or lower. The
APR will never be greater than 18.00% or the maximum rate allowed by law, whichever
is less.
|
*According to bankrate.com, the average credit card debt per household with credit
card debt is $15,799. The average Annual Percentage Rate (APR) on credit cards with
a balance is 14.67% as of February 2010. 66 Federal Credit Union’s Visa APR is currently
as low as 9.50%. If a member maintained a balance of $15,800 for a full year on
a 66 Federal Credit Union Visa at 9.50% APR, he or she would pay $1,501 in interest.
The same member with the same balance for a year on a card with a 14.67% APR would
pay $2,318 in interest. $2,318 - $1,501 = $817 savings.