Local Preferred Auto Dealer
We offer auto loan solutions for every car buyer. If you’re buying from a local
preferred dealer, you can get a low-rate, flexible-term KU Credit Union loan right
at the dealership and drive off the lot with your new car, without visiting a branch
or waiting for funding to come through. A KU Credit Union loan is available at these
new and used-car dealers. Now, wherever you find the best deal on the car you want,
you can get the best deal on the loan you need.
» Check rates
Auto Loan Pre-Approvals
Many auto buyers prefer to know exactly what they can afford before they begin searching
for a vehicle. At
KU
Credit Union it’s easy to get pre-approved for your loan. We’ll take into account
current financing rates, your credit score, car value and other factors before determining
how much you qualify for. Getting pre-approved will help when you negotiate a sales
price with the seller because you’ll be considered a “cash” buyer since your financing
is already secured.
Buying from a Private Seller
If you’re thinking about buying a vehicle from an individual, come to
KU
Credit Union first to get pre-approved. You’ll still get fast service and a great
rate here!
Tips for buying a car from Private Seller:
- Arrange to meet the seller in a public place.
- Take someone with you for safety reasons.
- Interview the seller about the vehicle’s history.
- Get a car-history report and have a reputable mechanic take a look at it before
you buy.
- Negotiate price—be fair but don’t be timid.
- Once you’ve settled on a price, put the terms in writing.
If you’re getting an auto loan from us you can arrange to meet the seller here at
KU
Credit Union to finalize the deal.
Boats, RVs, Aircraft and Other Vehicles
Get a great rate on a boat, RV, or other recreational vehicles.
» Check rates
Auto Protection
We understand that buying any vehicle is a major personal investment. That is why
we offer several optional services that can protect your investment.
Learn more about Route 66 Extended Warranties, GAP and Debt Protection Insurance.
Easy Payment Options
Of course, many people pay the traditional way, by writing a check and dropping
it in the mail or by one of our office locations. Payroll deduction is another easy
way to set up your payments. If you prefer, you can pay through
eBranch.
*Annual Percentage Rate/With Approved Credit on models 2011 and newer. Available
for new and refinanced auto loans, existing
KU
Credit Union loans are not eligible. 10% equity required for this rate. Rate effective
1/30/2012; subject to change without notice. Terms up to 36 months. The term is
provided to help you estimate the payment. Loan payment example: $15,000 at 2.99%
for 36 months = $437 per month. Other rates and terms available. $40 documentation
fee applies.