The cost of college continues to rise, making it harder to afford. At KU Credit Union, we’re committed to helping students find the best funding for their education. The Student Choice Loan Solution can help you and your family fill in the gaps that federal aid may leave behind. With lower interest rates and no origination fees, you could save hundreds of dollars a year by choosing our student loan solution.

Student Choice Loan Solution Benefits:

• » Deferred Repayment Option
• » Zero Origination Fees
• » Low Interest Rate
• » Up to $75,000 Line of Credit*
• » Flexible Repayment Options
• » Apply online quickly and easily or
  call (877) 233-4528 to apply by phone.

Click here to see a list of qualified schools. 
*Subject to credit qualification and annual credit review.

Before applying for a Student Choice Loan Solution, be sure to follow these steps:

1. Fill out a FAFSA (Free Application for Federal Student Aid) form found at fafsa.ed.gov.
2. Find out what scholarships you may be eligible for:
   • Check with your financial aid office for scholarship listings and then apply for as many as you can. You may be surprised at how many scholarships are available. While many will not pay for your entire tuition, every little bit you don’t have to borrow helps.
3. Take the maximum amount of Federal Stafford Loans before applying for the Student Choice Loan Solution. On subsidized loans while you’re in school:
   • Government pays the interest
   • Caps the interest rate

Learn more about a better way to pay for college through the Student Choice Loan Solution.

FAQs

Who is eligible?
Undergraduate students enrolled at least half-time in a four year degree-granting program at a public or private non-profit school. Over 1,700 schools and campuses across the U.S. are eligible. (See more details) If you are not already a member of the credit union, you will need to be eligible for membership.
How much can I borrow?
Once approved, students can borrow up to the school’s calculated cost of attendance less other financial aid received. The exact amount will be certified by the school. The aggregate maximum (total amount you can borrow throughout your college career) is $75,000.
How quickly are the funds disbursed?
Funds are disbursed directly to the school by KU Credit Union on the date the school requests payment. Any excess funds beyond what is needed by the school will be disbursed to the student by the school.