KU Credit Union of Lawrence Credit Union Loan Rates, Auto Loan, Car Loan, Personal Loan, Recreational Loans and Credit Cards in Kansas

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KU Credit Union | A Better Way to Bank - Lawrence, Kansas based Credit union offering Checking Accounts, Savings Accounts, Auto Loans, Mortgage, Refinance, Credit Cards, Online Banking, & Mobile Banking.

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Auto Loans

Auto Loans AS LOW AS

2.99%

SEE DETAILSModels 2012 & Newer 36mth FIXED APR/WAC

Other Auto Rates

Year	Max. Term	Fixed APR/WAC
2012-2013 Autos	60 Mo.	3.39%
2012-2013 Autos	72 Mo.	3.89%
2010-2011 Autos	60 Mo.	3.49%
2008-2009 Autos	60 Mo.	3.79%
2007 & older Autos	48 Mo.	6.19%
90% of Purchase / NADA Retail See Details

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Credit Cards

Credit Cards AS LOW AS

9.50%

SEE DETAILSVariable APR/WAC

Credit Card Rates

Type	Variable APR/WAC	Terms & Conditions
VISA® Platinum	9.50%	Terms and Conditions
VISA® Classic	9.50%	Terms and Conditions
Balance Transfers	9.50%	Terms and Conditions
Purchases	9.50%	Terms and Conditions

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Recreational Vehicle Loans

Recreation Loans AS LOW AS

6.39%

SEE DETAILSFIXED APR/WAC

Other Recreation Rates

Type	Year	Fixed APR
Motorcycles over 750 cc.	Up to 4 years old	6.39%
Motorcycles 600 - 749 cc.	Up to 4 years old	7.69%
New/Used RVs, Travel Trailers, Boats	Up to 4 years old	7.69%
Used RVs, Travel Trailers, Boats, Motorcycles (750cc & over and all year models under 750cc)	5 years old & older	8.99%
Jet Skis, Wave Runners, ATVs, Tractors, Mowers, Horse Trailers	5 years old & older	8.99%

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Student Loans

Student & Graduate Loans

Loan Options

Loan Type	Rate	Ways to Apply
Student Choice Loan Solution	See Rate Details	Apply
Graduates Loans College Graduate Loans The Credit Union offers loans to recent graduates from college or technical trade programs. The graduate must have proof of graduation, proof of employment offered in their field and limited or no credit experience. The loan package options are as follows: Auto loan up to $25,000 subject to the value of the vehicle and the term of the loan. Line of Credit up to $1,000 for overdraft protection. $5,000 limit Platinum VISA card. Personal loan up to $3,000 for 24 months for moving expenses, utility hookups and deposits, etc. Contact Us about your situation.	Rates Vary	Contact Us

Home Loans

Home Loans AS LOW AS

3.75%

SEE DETAILS30 Year FIXED APR/WAC

Home Loan Rates

Term	Rate	APR
30 Year Fixed Rate (New/Refinance)	3.75%	3.781%
15 Year Fixed Rate (New/Refinance)	3%	3.055%
1 Year Adjustable Rate - 30 Year Term	3.375%	2.943%
3 Year Adjustable Rate - 30 Year Term	4%	3.152%
5 Year Adjustable Rate - 30 Year Term	4.25%	3.388%
Relocation - Conforming 30 Year Fixed	3.625%	3.748%
Home Equity Line of Credit	3.75%	Variable APR/WAC
Home Equity Loan	Check Rates For Your Area
Rates & Disclosures

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Personal Loans

Personal Loans AS LOW AS

10.45%

SEE DETAILS FIXED APR/WAC Terms Up To 60 Months

Personal Loan Rates

Loan Type	FIXED APR	VARIABLE APR
Personal Loans	10.45%	7.20%
Line of Credit	NA	7.20%

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My Money Loans

MyMoney Loans AS LOW AS

2.15%

SEE DETAILSVariable APR/WAC Terms Up To 60 Months

MyMoney Rates

Loan Type	FIXED APR	VARIABLE APR
Savings (Share Secured)	2.15%	NA
Cash Investment (Share Certificate Secured)	2.20%	NA
Stock Investment (Stock Secured)	7.45%	4.00%

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Calculators

Loan Calculators

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Equal housing Lender

We Do Business in Accordance With the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.

NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.