Loans

Consumer Loans

carcomputer
We lend money for cars, trucks, RVs, boats, household goods, computers and other personal needs. These loans are secured with material property.

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Home Loans

All types of home loans are available, whether you are purchasing your first home or building your dream home.

» Learn more at our Home Loan Center
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VISA® Cards

Our VISA Platinum card has no annual fee and a 25-day grace period. It also earns one CURewards point for every dollar spent on a signature purchase. Earn two CURewards™ points for every $1 in signature purchases made with your Credit Union Platinum VISA card if you have an Advantage Checking Account. If you do not qualify for a VISA Platinum card with a credit limit of $5,000 or more, you will be offered a VISA Classic. ($15 annual fee, 25-day grace period and no rewards points.) All VISA cards have variable interest rates that may change quarterly.

» See full credit card disclosure
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Lines of Credit

Unsecured, simple interest loans with variable interest rates. The line of credit is a revolving loan that accesses a predetermined credit limit. A Line of Credit may be used for overdraft protection for your checking account. As you pay down the loan balance, the funds become available again for your use.

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Debt Consolidation

This loan is designed to combine and/or refinance existing debt to reduce the interest being paid and lower monthly payments. Talk to a Loan Officer about your situation.

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College Graduate Loans

The Credit Union offers loans to recent graduates from college or technical trade programs. The graduate must have proof of graduation, proof of employment offered in their field and limited or no credit experience. The loan package options are as follows:
  • Auto loan up to $25,000 subject to the value of the vehicle and the term of the loan.
  • Line of Credit up to $1,000 for overdraft protection.
  • $5,000 limit Platinum VISA card.
  • Personal loan up to $3,000 for 24 months for moving expenses, utility hookups and deposits, etc.
Talk to a Loan Officer about your situation.  

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Share Secured Loans and
Share Certificate Secured Loans

The Credit Union offers these loans to help people build credit. Loans are secured by funds held in a savings account or share certificate at the Credit Union.

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Personal Loans (Signature Loans)

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These loans are unsecured and can be used for weddings, vacations, jewelry, households goods and anything that does not have collateral.

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Stock Secured Loans

The loans are secured by stock. Call the Credit Union for more information or to apply for these loans.

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Student Choice Loan Solution

student loan
  • Zero orgination or prepayment fees
  • Low credit based interest rates
  • Easy on-line application
  • Flexible repayment options
  • Option to defer all payments while in school
Learn More or Apply Online

Debt Protection

Debt Protection is available on all Credit Union loans to protect you and your family in stressful times of illness, death or unemployment. All loan rates are offered with approved credit.

How can we help you?